Dental Insurance and Financing in Washington, DC

Insurance & Financing

Flexible Payment Options for Exceptional Prosthodontic Care

Cost Should Not be a Barrier to Achieving a Dream Smile

At Elite Prosthetic Dentistry, we’re dedicated to providing top-quality and affordable dental care. We also believe the best treatment for your needs often doesn’t align with your insurance policy coverage. Our fees are determined by the complexity of your restorative procedure, materials used, and duration of treatment.

For example, our custom-crafted crowns provide a 300% return on your investment because they typically last over 35 years, significantly longer than the five to 10-year average. We believe you deserve the strong, healthy, and vibrant smile of your dreams. To make accessing exceptional and affordable dental care from our top-rated prosthodontist easier, we offer flexible payment options and dental financing in Washington, DC, to fit your budget.

Our Payment And Financing Options

We’ll work with you to choose the best plan and term from three of the most trusted and popular third-party financing companies. We also accept traditional payment methods to suit your preference.

Cash, Checks, or Credit Cards

You can pay for dental services using cash or personal checks, and we offer a prepayment discount if you pay by check in most cases. In addition, we accept Visa, MasterCard, and Discover credit cards. We’re a fully approved and accredited user of the Visa and MasterCard Health Care Program, allowing for preauthorized monthly deductions for recurring charges for ongoing treatment.

Dental Insurance

While Elite Prosthetic Dentistry is a fee-for-service practice and we’re not in-network with any insurance carriers, we’re happy to submit claims at no cost or provide you with the necessary paperwork to self-submit. For most restorative procedures, you’ll receive a two-part form at the end of your visit, with your payment receipt and the other to send to your insurance company. For more extensive procedures, a predetermination of benefits is often submitted before treatment to estimate insurance coverage and help you make a financially informed decision.

CareCredit®

CareCredit dental is a popular choice with short-term and extended payment plans, making it optimal for less complex procedures such as teeth whitening and dental financing for full mouth dental implants. Shorter-term, no-interest financing options between six and 24 months are available if you don’t miss any payments and pay the total amount by the end of the term. For longer terms, CareCredit offers a wide array of dental financing options at competitive rates that are ideal for costlier procedures such as full mouth reconstruction. Visit www.carecredit.com or call 1-800-677-0718 for more information.

LendingClub Patient Solutions

LendingClub Patient Solutions offers transparent payment plans, an easy submission process, and prequalification without impacting your credit score. You can choose from loan amounts of $500 to $65,000 from six to 84 months, and APRs starting at 3.99% and up to 30.99%, as well as no-interest financing. Once approved, they pay our practice directly so you can proceed with the necessary restorative and cosmetic dental care. LendingClub provides flexible dental financing for cosmetic procedures such as smile makeovers. Visit www.lendingclub.com/patient-solutioins or call 800-994-6177 for more information.

Proceed Finance

Proceed Finance strives to make transformative treatment possible for more people by providing dental financing that’s fast, affordable, and fair. Long-term and competitive rates that fully cover most treatment plans help make affordable dental care a reality. You can prequalify instantly without affecting your credit score, and they cover nearly 75% of recognized credit score ratings. Proceed Finance offers a simple application process, no hidden fees, easy-to-understand terms, no penalties for early repayment, and loans ranging from $2,500 to $75,000, making them a perfect choice for dental implant financing in Washington, DC. Visit www.proceedfinance.com or call 1-844-272-7587 for more information.

Frequently Asked Questions

Do you accept dental insurance?

We are a fee-for-service practice and are not in-network with any dental insurance plans. However, we are happy to provide claim documentation for patients to request reimbursement directly from their PPO insurance provider.

What does "fee-for-service" mean?

A fee-for-service practice means we prioritize treatment decisions based solely on your clinical needs, not insurance limitations. You pay directly for the care you receive, and we assist you in seeking reimbursement from your plan, if applicable.

Can I use my PPO insurance for out-of-network benefits?

Yes. Many PPO plans offer out-of-network benefits. Although we do not bill insurance directly, we will give you the necessary forms and documentation to help you submit a claim for possible reimbursement.

Do you accept Medicare or Medicaid?

No, we do not participate in Medicare or Medicaid dental plans. However, we offer flexible payment solutions and financing options to help make care accessible.

What financing options do you offer?

We partner with CareCredit, LendingClub Patient Solutions, and Proceed Finance, all of which offer flexible payment plans. CareCredit offers low- and no-interest plans, making it a convenient way to pay for treatment over time.

Is payment expected at the time of service?

Yes. Payment is expected at the time services are rendered unless prior arrangements have been made.

What forms of payment do you accept?

We accept cash, checks, all major credit cards, and financing through CareCredit, LendingClub, and Proceed Finance.

Do you offer in-house payment plans?

While we do not offer in-house payment plans, CareCredit and our other financing partners provide flexible solutions. We can assist you with the quick and easy application process during your visit.

Will I receive a cost estimate before treatment?

Absolutely. After your consultation, we provide a detailed treatment plan with fees outlined clearly so you can make informed decisions before proceeding.

Why is Elite Prosthetic Dentistry out-of-network?

Working outside of insurance networks allows Dr. Marlin to deliver the highest-quality, customized care without being constrained by plan limitations or dictated treatment decisions.